Accept payments. Orchestrate processors. Scale with confidence.
PayMe is a complete payment gateway platform with smart routing, hosted checkout, webhooks, refunds, settlements, and a double-entry ledger — built for modern businesses.
Everything you need to accept payments
From checkout to settlement, PayMe handles the entire payment lifecycle.
Payment Orchestration
Route transactions across multiple processors with smart fallback, circuit breaker logic, and automatic health monitoring.
Lightning Fast Checkout
Mobile-first hosted checkout with UPI, cards, net banking, and wallets — all in one frictionless flow.
Risk & Fraud Engine
Configurable rules engine with velocity checks, amount limits, geo-blocking, blocklists, and BIN blocking.
Real-time Analytics
Track success rates, processor health, GMV, payment method distribution, and transaction trends with live dashboards.
Developer-First APIs
REST APIs, HMAC-signed webhooks, idempotency keys, and code samples in cURL, Node.js, Python, and PHP.
Enterprise Security
RBAC, tenant isolation, audit logs, encrypted secrets, and immutable double-entry ledger accounting.
A complete payments platform
Beyond payments — everything you need to run and scale your payment operations.
Smart Processor Routing
Automatic processor selection based on health, success rate, and latency with circuit breaker protection.
Webhook Delivery
HMAC-signed webhooks with exponential backoff retries, dead letter queue, and delivery history tracking.
Settlements & Fees
Automated settlement batches with fee snapshots, gross/net calculations, and detailed line items.
Reconciliation Engine
Automated mismatch detection between internal records and processor responses with case management.
Team Management
Role-based access control with owner, admin, developer, and finance roles per merchant account.
Admin Portal
Platform-wide administration with merchant management, processor health, feature flags, and system monitoring.
How it works
Three steps from sign-up to accepting payments.
Create your account
Sign up and create a merchant account. Get your test and live API keys instantly with no setup fees.
Integrate checkout
Use our hosted checkout page, shareable payment links, or REST APIs with SDKs in 4 languages.
Accept & settle
Process payments, manage refunds, track settlements, reconcile transactions, and analyze performance — all in one dashboard.
Simple, transparent pricing
Pay only for what you process. No hidden fees, no setup costs.
Starter
Per transaction. No setup fees.
Growth
Per transaction. Volume discounts apply.
Enterprise
Contact us for pricing.